Post-College Savings Account: Tips to Making it on Your Own

Welcome to Adulting 101—a lesson on how to make it on your own after college. People often say the college years will be the best years of your life, but they don’t explain why. Let’s be honest: The best part of attending college or university is living life at the meeting point of childhood and adulthood. This article isn’t meant to intimidate you, but rather to prepare you for what happens after graduation. College may be over, but Adulting 101 might be your most important class, yet.

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5 Tips on How to Build Credit

So you’ve found yourself with a less-than-desirable credit score—or perhaps no credit at all. In a previous article, we covered the importance and benefits of building credit as soon as possible. To follow up, here are tips on how to do just that. Read on to learn how to build credit.

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3 Things You Should Know About Your Banking Account

Can you remember the first time you opened a bank account? Seems like forever ago, right? It’s such an everyday occurrence that sometimes people forget what a bank account actually entails. What are the pros? Are there any cons? What are the need-to-know bits and pieces of opening a bank account? In this article, we’ll explore the types of questions you should ask.

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Tips for Building Up Your Savings Account on a Small Salary

We can’t all be like Bill Gates. According to CNN, approximately 25 million Americans live paycheck to paycheck. When money is tight, saving even the smallest amount can seem like a monumental task if you’re just trying to get by. How do you save money on a minimum-wage paycheck or lower salary? When it comes to managing your finances, it’s important to think about the future more so now than ever. Even on a lower salary, you can save little by little. Here’s how:

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7 Things You Might Not Know About Credit Unions Versus Banks

It’s the ultimate showdown—credit unions versus banks!  Like in the classic battle of blondes versus brunettes, which financial institution ultimately has more fun? If only it were that simple. Comparing a credit unions vs. bank is a little like comparing apples to oranges. Each has its own strengths as well as areas in need of improvement, and the right choice for you will depend a lot on your lifestyle and banking preferences. Before we delve into the fun facts behind credit unions, let’s consider the question, What exactly is a credit union?

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4 Reasons You Should Start Building Credit Now

Credit. Generation X, millennials, and baby boomers alike hear that word a lot these days. From apartment hunting to everyday banking, building credit—and maintaining a good score—is a necessity for proper adulting. But just because credit is talked about so much doesn’t mean everybody fully understands it. Speaking from personal experience, I learned about the importance of credit much too late when I moved to Portland and was basically turned away from every apartment complex until my “adult” boyfriend saved the day with his good score. A lack of credit almost made me homeless.

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