Everyone needs to be concerned about their credit. Building credit is necessary in order to obtain a credit card, buy a car, buy a house, rent an apartment, or even apply for a job. Chances are that you are already building credit, whether you are aware of it or not, and maintaining a good credit score is important as your life changes. Being proactive about building your credit can open new doors for you as you plan for the future.
Times of uncertainty tend to create economic chaos. Just look at stock market trends during the COVID-19 pandemic. When there is a global crisis like the novel coronavirus, you need to know how to protect your personal finances, including how to protect your credit. As your personal situation changes, your credit becomes more important, because you may need to use that credit until things return to normal.
Not too long ago, a little tidbit came out that younger adults can’t afford home renovations because they’re spending too much on avocado toast and activated charcoal smoothies. Priorities, right? If this sounds like you, help is on the way. Some of the biggest names in real estate will admit that no house is perfect—just ask Chip and Joanna Gaines. There’s always room for tinkering and improvement. Perhaps it’s a drippy water pipe or a slanted doorway, or maybe the living room needs a new paint job. These are the easiest ways to fund your home renovations.
Buying a car in the Pacific Northwest has never been easier to do yourself. Whether it’s an upgrade or a first-time purchase, we have the need-to-know info to make your shopping experience as simple as possible. Hopefully, by following these five steps, you can shift gears into that peaceful PNW state of mind without coming across too many speed bumps.
So you’ve found yourself with a less-than-desirable credit score—or perhaps no credit at all. In a previous article, we covered the importance and benefits of building credit as soon as possible. To follow up, here are tips on how to do just that. Read on to learn how to build credit.
We can’t all be like Bill Gates. According to CNN, approximately 25 million Americans live paycheck to paycheck. When money is tight, saving even the smallest amount can seem like a monumental task if you’re just trying to get by. How do you save money on a minimum-wage paycheck or lower salary? When it comes to managing your finances, it’s important to think about the future more so now than ever. Even on a lower salary, you can save little by little. Here’s how:
It’s the ultimate showdown—credit unions versus banks! Like in the classic battle of blondes versus brunettes, which financial institution ultimately has more fun? If only it were that simple. Comparing a credit unions vs. bank is a little like comparing apples to oranges. Each has its own strengths as well as areas in need of improvement, and the right choice for you will depend a lot on your lifestyle and banking preferences. Before we delve into the fun facts behind credit unions, let’s consider the question, What exactly is a credit union?