We Pacific Northwesterners are proud and resilient. As a community we tend to embody the credit union philosophy of people helping people. We are here for our neighbors, our friends, our community. Here are four community resources that you can take advantage of during these times.
There are more cybercriminals out there than ever before, and they want your money! Sure, they also target major retailers, financial institutions, and big businesses, but the internet gives them reach into virtually every household. That’s why the number of online banking scams continues to rise—because consumers can be easily tricked into opening their bank accounts to online criminals.
Banking has never been easier thanks to new technologies that let you use your smartphone for banking or shopping, your computer to make remote transactions, and smart credit and debit cards to simplify payments. Unfortunately, that same technology also has created new opportunities for criminals to commit bank fraud. New payment systems and technologies have opened new avenues for cybercriminals to steal your identity and access your bank and credit card accounts.
Identity theft and cybercrime have become a fact of life in the 21st century at a cost of $600 billion per year. Hackers are becoming more active, more aggressive, and more cunning, but they tend to go after easy marks: those consumers who are careless about securing their bank accounts and who make it easier to steal their money. You don’t have to be an easy mark! Using simple security protocols and common sense, you can keep your bank account safe online.