Spring is the time when the weather gets warmer, flowers bloom, and people get married. Spring is traditionally the wedding season, which means you may start receiving wedding invitations from friends and family. You also may be asked to be part of the wedding party. Attending weddings when you are on a budget can be challenging. However, with the right planning and a little creativity you can attend those weddings without breaking the bank.
The family vacation is the highlight of the year for many people. It’s a time to explore new places and recharge. For many people, planning a vacation is almost as fun as the trip itself, and with travel planning comes travel budgeting. Accounting for your expenses in advance and saving enough money so that you can enjoy your trip instead of worrying about how you will pay your travel bills later is important.
When changing careers, planning is everything. Whether you’re making a planned leap into your dream job or searching help wanted ads under less fortuitous circumstances, budgeting for a career transition and having some savings ready and waiting is a shrewd financial play.
Everybody needs a break, and taking a vacation is a great way to get away from your routine and refresh your batteries. Many families take a vacation in the summer, when the kids are out of school and the weather is fine. However, without budgeting for your trip, you could end up spending a lot more than you anticipated.
If you aren’t good at budgeting for a family vacation, no need to worry! We’re here to help.
There is no question that having a baby is an exciting time for the entire family. It is also a time for careful planning, including budgeting. Unfortunately, babies can be expensive, but with a little financial planning, you can be prepared for whatever comes your way.
Whether you just purchased a new home or have been living in your house for some time, there is always something you want to improve. Home remodeling can give your house a face-lift and make it more functional, and more marketable. In fact, many homeowners decide to fix up their property before they sell to get the best price. If you have decided that now is the time to remodel your home, then budgeting has to be your first step.
Everyone needs to take a vacation once in a while, and most families want to get away from home. Traveling to exotic locations is fun and can make for a terrific vacation, but without propertravel budgeting it also can put you in serious debt.
According to theLearnVest Money Habits and Confessions Survey, 74 percent of families accumulate an average debt of $1,108 to pay for their annual vacation. On average, Americans spend 10 percent of their yearly income on vacations, and a quarter of survey respondents spend 15 percent. The truth is that many families don’t even budget for a vacation. Considering how much vacations can cost, this can be an expensive mistake. However, by choosing the right destinations with proper travel budgeting, you don’t have to break the bank.
If you are like most Americans, you tend to spend more than you budget for over the holidays—sometimes a lot more. According to the Coinstar Holiday Survey, 65 percent of consumers set up a holiday budget but 77 percent exceed their budget, and only 37 percent put a plan in place to recover from overspending during the holidays.
When you get your first real job and earn your first paycheck, you suddenly are faced with the prospect of managing your money. You have to figure out how to pay for rent, groceries, electricity, and other necessities. Budgeting when you are in school or when you have help from your parents is one thing, but once you are on your own, successful budgeting is the only thing that will keep you financially afloat now and into the future.
Is life really cheaper by the dozen? It seems the only case where that saying is true is at the grocery store when buying a carton of eggs. Turns out, life gets more expensive when families expand. Plane tickets multiply during summer vacation, birthday presents double in size, and the need for laundry detergent skyrockets after soccer practice. Kids have so many hobbies these days, it’s hard to keep up and stay within budget.