Travel Budgeting: The Most Affordable Places to Travel in 2019

Everyone needs to take a vacation once in a while, and most families want to get away from home. Traveling to exotic locations is fun and can make for a terrific vacation, but without propertravel budgeting it also can put you in serious debt.

According to theLearnVest Money Habits and Confessions Survey, 74 percent of families accumulate an average debt of $1,108 to pay for their annual vacation. On average, Americans spend 10 percent of their yearly income on vacations, and a quarter of survey respondents spend 15 percent. The truth is that many families don’t even budget for a vacation. Considering how much vacations can cost, this can be an expensive mistake. However, by choosing the right destinations with proper travel budgeting, you don’t have to break the bank.

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6 Ways to Budget for the Holidays

If you are like most Americans, you tend to spend more than you budget for over the holidays—sometimes a lot more. According to the Coinstar Holiday Survey, 65 percent of consumers set up a holiday budget but 77 percent exceed their budget, and only 37 percent put a plan in place to recover from overspending during the holidays.

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Budgeting on Your Starting Salary

When you get your first real job and earn your first paycheck, you suddenly are faced with the prospect of managing your money. You have to figure out how to pay for rent, groceries, electricity, and other necessities. Budgeting when you are in school or when you have help from your parents is one thing, but once you are on your own, successful budgeting is the only thing that will keep you financially afloat now and into the future.

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Tips on Building a Family Budget

Is life really cheaper by the dozen? It seems the only case where that saying is true is at the grocery store when buying a carton of eggs. Turns out, life gets more expensive when families expand. Plane tickets multiply during summer vacation, birthday presents double in size, and the need for laundry detergent skyrockets after soccer practice. Kids have so many hobbies these day it’s hard to keep up and stay within budget.

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Tips on Budgeting Your Dream Wedding

OMG, you’re engaged! A million thoughts must be going through your mind right now. From the catering menu to the guest list, future brides around the world want the perfect wedding. Easier said than done, though, right? Each fiancée has her own version of what “perfect” means. Perhaps it’s a country hillside wedding, a snowy mountain reception in Denver, or a minimalistic, modern venue in the heart of Brooklyn. Location is one thing, but what about the wedding cake? The music? The dress? The seating chart? Personally, I know so many girls who have been planning their dream weddings since the age of five. But I also have friends who have no idea what they want when they big day comes—no Pinterest boards or bookmark tabs about anything wedding related. Regardless of where you fall on the spectrum, there’s something to learn from these budgeting tips.

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Budgeting For Your Child's Wedding

All moms and dads dream of seeing their children walk down the aisle. It’s one of the biggest milestones in a parent’s life. While a wedding ceremony is oh so romantic in theory, it’s quite a different story on paper—namely the receipts. To put it simply, weddings can be crazy expensive. It’s easy to get carried away with flowers, centerpieces, the dress, the catering...and how do you account for hundreds of guests? Here’s a not-so-shocking fact: Did you know that most parents overspend on their son’s or daughter’s wedding? The price tag can be so staggering that only 1 in 10 couples paid for their wedding entirely by themselves in 2016. Parents of the bride and groom typically contribute about $19,000 to the wedding, which is approximately 2/3 of the cost. That’s a lot of money. Obviously budgeting plays a huge role in wedding planning, and here’s how to ace it.

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