Cash-Out Refinance vs. Home Equity Line of Credit

If you are a homeowner, your property probably has untapped value that you can turn into cash. Most people who purchase a home have home equity since the value of the property is likely more than the outstanding mortgage. Home equity represents potential cash that you can use in a variety of ways, whether it is for remodeling or to pay off other debt such as credit cards or student loans. However, if you want to tap into your home equity, what’s the best way to do it?

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6 Ways to Build Equity in Your Home

For most families, buying a home will be the biggest financial commitment they ever make. Owning your home offers a number of advantages. In addition to having pride in your home ownership, you receive a number of tax advantages. Most importantly, you have equity in your home, which can be used for other purposes.

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