Must-Know Info on Scammers

It’s true. Scammers are using the COVID-19 pandemic to try to steal your money and personal information. If you know what to look for and a few key tips to follow when interacting with information online, you’ll be able to keep yourself safe! Read up on the most common scams affecting people today and learn what to watch out for. 

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How to Look out for Phishing

Cybercriminals are continually working on new strategies to profit from stealing your credentials and even your identity, and they are continuing to refine forms of cyberattacks that have proved profitable in the past. That’s why the volume of phishing threats continues to grow.

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How to Look Out for an Online Bank Scam

The internet has changed our lives in so many ways, especially how we bank. There is no question that online banking and mobile apps have made banking easier, but the downside of online convenience is the increase in the number of online scams.

According to the Federal Trade Commission (FTC), there were 1.4 million fraud reports filed in 2018 and fraud losses of $1.48 billion, an increase of 38% over 2017.  Most online scams come in the form of phishing attempts. Phishing is when a fraudster poses as someone else in an attempt to acquire personal information they can use for identity theft or fraudulent transactions. The most common phishing attacks are designed to get you to divulge a password or login credentials, financial information such as your bank account or credit card number, or personal information such as your social security number. Phishing attacks are made by phone, text, and email, but email phishing attacks tend to be the most insidious.

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Teaching Your Kids About Online Safety

Maintaining online safety becomes more vital every day as the amount of cybercrime continues to rise. The wrong mouse click or a visit to the wrong website can infect your computer or smartphone, leaving you vulnerable to stolen passwords and identity theft. A mistake online could expose your computer and your family’s finances. Unfortunately, those who need to be most concerned about online safety are the ones who are least prepared to spot a potential cybercriminal or hacker attack—your kids. It’s up to you to enforce online safety.

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