Credit Card Advice for First-Time Applicants

Most people have an aversion to accumulating debt and are cautious about using credit cards. However, credit cards are useful financial tools.

If you use your credit card responsibly, it can help you build credit and achieve a higher credit score. Your credit score follows you throughout your life and will be used whenever you need to borrow money or apply for credit, whether you need a car loan, a student loan, or to qualify for a mortgage.

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