How to Make It as a Freelancer

At the risk of sounding like an overly cheesy motivational speaker, we all deserve the opportunity to pave our own path. Traditions, standards, and societal norms have a way of sculpting our daily decisions. Some may feel pressured by their parents to study science or medicine. Others may fear disappointing those who have already set the bar. But at some point, if you can’t stop thinking about how your life could somehow be different or better, you have to take a leap of faith.

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Summer Savings 101: Tips on Building Your Bank Account

Summer is the time for family fun. The weather is great. The kids are out of school. There’s plenty to do and see with family and friends. At the same time, summer can be a great time to build your savings. Summer fun doesn’t have to be expensive, though. In fact, summer can be a great time to put more money away for the future.

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How to Grow Your Savings and Make a Living in Portland, Oregon

Portland, Oregon, is a great place to live and work. U.S. News & World Report ranked Portland No. 8 among the best places to live in the United States and No. 20 among the best places to retire. Portland is known for its quirky personality, offering food trucks, Adult Soapbox Derby races, and Voodoo Doughnuts. It has a mild climate with plenty of cultural activities, it has nearby wilderness for outdoor adventures, and let’s not forget the Trail Blazers. It has also become a hotbed for tech startups, so more people are flocking to Portland looking for new opportunities.

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Checking and Savings Account Advice for Small Businesses

Every business runs on cash, so every business should have both a checking and a savings account. However, you don’t want to run your business using the family’s accounts. You should establish separate checking and savings accounts that are structured specifically for business.

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How to Grow Your Savings Before House Hunting

If you have been thinking about buying a house, it’s never too early to start saving. Most home sales require 20% of the purchase price as a down payment, or substantially less if you are a first-time homebuyer. The sooner you start saving, the sooner you will be ready to do some serious house hunting.

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8 Savings Tips for the New Year

The New Year is the time of resolutions. Whether it involves living a more healthy lifestyle, losing weight, or saving money, come January 1, you’ll want to start with a clean slate. Many people include saving more money on their list of New Year’s resolutions, but in order to increase your savings, you will have to change your money habits.

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How to Build Up Your Savings Account in 8 Easy Steps

Everyone wants to put some money away for retirement or even just a rainy day, but surprisingly few people actually manage to accumulate savings. According to a study by Northwestern Mutual, one in three Americans have less than $5,000 set aside as retirement savings, and 21 percent have no retirement savings at all. Another survey by Bankrate shows that 13 percent of Americans are saving less for retirement than they were a year ago, largely because their income hasn’t changed while the cost of living continues to rise.

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Retirement Planning in Your Twenties

Do you remember being 10 years old, seeing adults walk by, and thinking, “Man, they look so put together. They must have everything figured out.” BUZZER SOUND. WRONG. Now you’re the adult, and let’s be honest: Everything is not figured out. In fact, as a 20-something, your adult life is just beginning. At 10 years old, you must have thought turning 20 was light-years away. Well, here we are. The same thing goes for imagining yourself as a 60-year-old. It feels like forever away, but eventually, it will happen—no matter how much kale you eat, how much yoga you practice, or how many night creams you apply before going to bed. There’s no way to avoid aging, but you can dodge financial troubles in the future if you start planning for retirement now. Like, right now. Not tomorrow. Now.

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Tips on Budgeting Your Dream Wedding

OMG, you’re engaged! A million thoughts must be going through your mind right now. From the catering menu to the guest list, future brides around the world want the perfect wedding. Easier said than done, though, right? Each fiancée has her own version of what “perfect” means. Perhaps it’s a country hillside wedding, a snowy mountain reception in Denver, or a minimalistic, modern venue in the heart of Brooklyn. Location is one thing, but what about the wedding cake? The music? The dress? The seating chart? Personally, I know so many girls who have been planning their dream weddings since the age of five. But I also have friends who have no idea what they want when they big day comes—no Pinterest boards or bookmark tabs about anything wedding related. Regardless of where you fall on the spectrum, there’s something to learn from these budgeting tips.

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What It Takes to Switch to a Credit Union

Welcome to the credit union movement. Back in the day, when big banks roamed the earth, member-owned financial cooperatives were practically unheard of. If banking were a popularity contest, Bank of America, Citibank, and Wells Fargo would have won 10 years ago. But times are changing. These days, it seems customers value personality over professionalism. A genuine connection versus being just a number. In fact, members are more likely to recommend a credit union over a bank. It could be because credit unions have stepped up their marketing, or are based locally, or know members by name when they walk through the door. In any case, there’s a reason so many people are switching from banks to credit unions. If you’d like to join the movement, here’s how.

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