You know the saying, “Good things come for those who wait?” We’re pretty sure the person who said that was looking to buy a house. Whether you’re a first-time homebuyer or an experienced house-hopping veteran, buying a house comes with a lot of questions and decision making. With so many options on the market, how do you possibly decide? Well, here’s where you can start.
Shopping for your first humble abode is one of life’s biggest milestones. It’s also one for your savings account! You’re finally on your own, with no parents, no dorm advisors—maybe just one or two roommates to split the cost and binge watch Westworld with. But with great power comes great responsibility—at least according to Spider-Man’s uncle. The big question: rent vs. buy? The matter of buying versus renting crosses every shopper’s mind. Renting an apartment is usually the next step after leaving the dorms because certain things are still taken care of by the complex. Broken water pipe? The building will fix it. Fridge making weird noises? Maintenance will be in to take a look at it.
Welcome to Adulting 101—a lesson on how to make it on your own after college. People often say the college years will be the best years of your life, but they don’t explain why. Let’s be honest: The best part of attending college or university is living life at the meeting point of childhood and adulthood. This article isn’t meant to intimidate you, but rather to prepare you for what happens after graduation. College may be over, but Adulting 101 might be your most important class, yet.
“Go to college,” they said. “It will be the best years of your life.” Almost everyone has a crazy story from their college days, and we’re willing to bet that not one of them mentions tuition. As of October 2017, the price of college education rose faster than inflation. The average annual cost rose by $300 at public four-year colleges and $800 at private schools. It’s no wonder that students are applying for loans left and right. But as a young adult who is starting to look for their first full-time, salary-paid job, how do you save money while paying off student loans? Here are a few tips:
Buying a car in the Pacific Northwest has never been easier to do yourself. Whether it’s an upgrade or a first-time purchase, we have the need-to-know info to make your shopping experience as simple as possible. Hopefully, by following these five steps, you can shift gears into that peaceful PNW state of mind without coming across too many speed bumps.
So, you’ve found yourself with a less-than-desirable credit score—or perhaps no credit at all. In a previous article, we covered the importance and benefits of building credit as soon as possible. To follow up, here are tips on how to do just that. Read on to learn how to build credit.
If you’re one of those people who continuously checks their savings account, this article about saving—and how much you should be saving—will be helpful. It’s not uncommon to get sweaty palms right before paying rent, phone bills, and car and health insurance toward the end of the month. But, if we all got better at saving, maybe that problem wouldn’t exist, right? How much you should be saving isn’t a one-number answer. There are many factors that go into calculating the total. So strap in, because who doesn’t love a little math problem?
Credit unions are known for having lower fees and for offering better rates on loans and credit cards. But there’s still some confusion surrounding what exactly a credit union is and how it differs from a bank. Let us clear up these four common myths before switching to a credit union.
Can you remember the first time you opened a bank account? Seems like forever ago, right? It’s such an everyday occurrence that sometimes people forget what a bank account actually entails. What are the pros? Are there any cons? What are the need-to-know bits and pieces of opening a bank account? In this article, we’ll explore the types of questions you should ask.
We can’t all be like Bill Gates. According to CNN, approximately 25 million Americans live paycheck to paycheck. When money is tight, saving even the smallest amount can seem like a monumental task if you’re just trying to get by. How do you save money on a minimum-wage paycheck or lower salary? When it comes to managing your finances, it’s important to think about the future more so now than ever. Even on a lower salary, you can save little by little. Here’s how:
