Work-from-Home Tax Deductions to Consider

These days there is nothing novel about working from home. Since the pandemic began, 88% of organizations have mandated or encouraged employees to work from home to minimize the risk of contagion. And the number of stay-at-home workers will remain high even after the pandemic. According to a PwC survey, 78% of CEOs say remote work will continue post-COVID-19.

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Differences Between a Credit Union and a Bank

Everyone has a choice when it comes to where we keep our money. Many people use banks because that’s what they are familiar with. However, credit unions offer a different approach to banking, including many benefits for members. Before deciding where to put your money, you should understand the operational and philosophical differences between credit unions and banks.

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iQ Credit Union Named in Top Five Credit Unions in Washington State

Forbes List of America’s Best Credit Unions lists iQ #2 in State 

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4 Reasons You Should Start Building Credit Now

Everyone needs to be concerned about their credit. Building credit is necessary in order to obtain a credit card, buy a car, buy a house, rent an apartment, or even apply for a job. Chances are that you are already building credit, whether you are aware of it or not, and maintaining a good credit score is important as your life changes. Being proactive about building your credit can open new doors for you as you plan for the future.

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Membership Checklist: What You Need to Join a Credit Union

If you are already a member of a credit union, congratulations! You have discovered the benefits of credit union membership and what it means to be part of a larger financial community. If you have never belonged to a credit union, then you are missing out. You will find local credit unions across the United States, and chances are that you’re eligible to join a credit union community in your area.

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iQ Credit Union and the Community

Have you ever wondered what it means for a company to be employee owned? Basically, it means that the people who work for the company each own a piece of that company. 

Having pride of ownership tends to promote better customer service and a drive to be the best. In many ways, the same is true of credit unions. Because credit unions are member owned, they tend to have a greater stake in their community and take pride in helping members whenever possible.

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Banking Terminology: Essential Financial Terms to Know

Every industry has its own unique language, and that’s certainly true in banking. Although managing money is a primary concern for everyone, not everyone is fluent in financial terminology. This puts you at a real disadvantage when you are talking to financial advisors or trying to make critical decisions about household budgeting, savings, investments, and retirement.

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4 Perks to Expect When Joining a Credit Union

American Express coined the slogan, “Membership has its privileges,” and that slogan couldn’t be truer than when you are a member of a credit union. Unlike banks, which will accept anyone as a customer, you need to qualify to join a credit union. There are usually certain conditions you have to meet to qualify, and as soon as you join, credit union membership offers a wide range of perks that will make you glad you chose to become a member.

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How Millennials Are Changing the Financial Industry

Millennia ago, the philosopher Heraclitus expressed one of the great truisms of all time: “The only thing that is constant is change.” Today’s millennials embrace change, especially technological change, and it’s having a positive yet profound impact on the financial industry. Not only have the ways we conduct financial transactions changed, but attitudes about banking, savings, and money have changed as well.

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How Credit Unions Build Community

Have you ever thought about the difference between a bank and a credit union? Banks are part of a national or global business with local branches that offer financial services such as checking and savings accounts, mortgages, and loans. Credit unions offer those same services—checking, savings, retirement accounts, mortgages, loans. But credit unions serve a specific region or group, and they don’t have customers; they have members. The biggest difference between banks and credit unions can be summed up in a single word—community.

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