New or Used? Tips on Buying a Car

Congratulations! You’ve graduated to the next phase of Adulting 101: buying a car. This process isn’t wildly different from shopping for a home, but it does come with its own set of questions. Do you prefer used versus new? Style versus functionality? Speed versus comfort? Diesel versus gas? We’re not trying to be clever here (well, sometimes), but perhaps the easiest way to answer these questions is with additional puzzlers. For example…

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Easiest Ways to Fund Your Home Renovations

Not too long ago, a little tidbit came out that younger adults can’t afford home renovations because they’re spending too much on avocado toast and activated charcoal smoothies. Priorities, right? If this sounds like you, help is on the way. Some of the biggest names in real estate will admit that no house is perfect—just ask Chip and Joanna Gaines. There’s always room for tinkering and improvement. Perhaps it’s a drippy water pipe or a slanted doorway, or maybe the living room needs a new paint job. These are the easiest ways to fund your home renovations.

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Your Quick Guide to Home Ownership

You’ve been out of college for a few years and you finally have enough money saved for a down payment. Are you ready to buy a house? Purchasing a home is one of the biggest purchases you’ll ever make, if not the biggest. High-involvement purchases require a lot of prep work and research prior to, and a decent amount of upkeep following. Here is our quick guide to home ownership to help get you on the right path.

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4 Things You Need to Know Before Applying for a Mortgage Loan

You know the saying, “Good things come for those who wait?” We’re pretty sure the person who said that was looking to buy a house. Whether you’re a first-time homebuyer or an experienced house-hopping veteran, buying a house comes with a lot of questions and decision making. With so many options on the market, how do you possibly decide? Well, here’s where you can start.

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Post-College Savings Account: Tips to Making it on Your Own

Welcome to Adulting 101—a lesson on how to make it on your own after college. People often say the college years will be the best years of your life, but they don’t explain why. Let’s be honest: The best part of attending college or university is living life at the meeting point of childhood and adulthood. This article isn’t meant to intimidate you, but rather to prepare you for what happens after graduation. College may be over, but Adulting 101 might be your most important class, yet.

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5 Ways to Add to Your Savings Account While Paying Off Student Loans

“Go to college,” they said. “It will be the best years of your life.” Almost everyone has a crazy story from their college days, and we’re willing to bet that not one of them mentions tuition. As of October 2017, the price of college education rose faster than inflation. The average annual cost rose by $300 at public four-year colleges and $800 at private schools. It’s no wonder that students are applying for loans left and right. But as a young adult who is starting to look for their first full-time, salary-paid job, how do you save money while paying off student loans? Here are a few tips:

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How to Buy a Car Without Draining Your Savings Account

Buying a car in the Pacific Northwest has never been easier to do yourself. Whether it’s an upgrade or a first-time purchase, we have the need-to-know info to make your shopping experience as simple as possible. Hopefully, by following these five steps, you can shift gears into that peaceful PNW state of mind without coming across too many speed bumps.

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How much money should I have in my savings account?

If you’re one of those people who continuously checks their savings account, this article about saving—and how much you should be saving—will be helpful. It’s not uncommon to get sweaty palms right before paying rent, phone bills, and car and health insurance toward the end of the month. But, if we all got better at saving, maybe that problem wouldn’t exist, right? How much you should be saving isn’t a one-number answer. There are many factors that go into calculating the total. So strap in, because who doesn’t love a little math problem?

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3 Things You Should Know About Your Banking Account

Can you remember the first time you opened a bank account? Seems like forever ago, right? It’s such an everyday occurrence that sometimes people forget what a bank account actually entails. What are the pros? Are there any cons? What are the need-to-know bits and pieces of opening a bank account? In this article, we’ll explore the types of questions you should ask.

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Tips for Building Up Your Savings Account on a Small Salary

We can’t all be like Bill Gates. According to CNN, approximately 25 million Americans live paycheck to paycheck. When money is tight, saving even the smallest amount can seem like a monumental task if you’re just trying to get by. How do you save money on a minimum-wage paycheck or lower salary? When it comes to managing your finances, it’s important to think about the future more so now than ever. Even on a lower salary, you can save little by little. Here’s how:

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