Loans
Albert Einstein once quipped, “the hardest thing in the world to understand is the income tax.” Everyone must file an income tax return, but it’s certainly not the easiest process to understand. ...
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Credit
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Loans
Homeownership is an aspiration for most Americans. During the COVID-19 pandemic, there has been a spike in home sales. According to the U.S. Census Bureau, there were approximately 82.8 million ...
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Loans
Wouldn’t it be great if you could pay for everything in cash and avoid debt? The challenge is that no matter how much you save, there are going to be expenses that are just too costly, such as buying ...
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Loans
Managing credit cards is an important part of personal finances. A credit card gives you lots of spending freedom. Rather than paying cash for a transaction or having to write a personal check, a ...
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Loans
The housing market has never been hotter. Mortgage rates are still very low, and coming out of the pandemic slowdown of 2020, homebuyers are actively shopping. In such a competitive real estate ...
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Loans
Homeownership is something that many people dream about. Owning your own home offers benefits beyond owning a place to live—the biggest being that it allows you to build home equity. Your home is ...
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Loans
All of us had a difficult 2020. Because of the pandemic, tens of thousands of Americans lost their jobs, and more Americans are using credit cards to pay for groceries and household expenses. That ...
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Credit
Everyone needs to be concerned about their credit. Building credit is necessary in order to obtain a credit card, buy a car, buy a house, rent an apartment, or even apply for a job. Chances are that ...
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Loans
The COVID-19 pandemic has changed our spending habits, perhaps forever. With shelter-in-place orders and restaurant closures, fewer people are eating out (although many are ordering in). There is a ...
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