Your credit says a lot about you. Good credit not only tells potential borrowers that you pay your bills on time, but it also demonstrates that you are responsible and able to manage your money. Credit scores, which have become an important metric in our society, are used for renting apartments, job applications, and other things beyond just qualifying for loans and credit cards. That’s why it’s important to understand how to build good credit and what you need to do to maintain your credit.
Everyone needs to be concerned about their credit. Building credit is necessary in order to obtain a credit card, buy a car, buy a house, rent an apartment, or even apply for a job. Chances are that you are already building credit, whether you are aware of it or not, and maintaining a good credit score is important as your life changes. Being proactive about building your credit can open new doors for you as you plan for the future.
Times of uncertainty tend to create economic chaos. Just look at stock market trends during the COVID-19 pandemic. When there is a global crisis like the novel coronavirus, you need to know how to protect your personal finances, including how to protect your credit. As your personal situation changes, your credit becomes more important, because you may need to use that credit until things return to normal.
Not too long ago, a little tidbit came out that younger adults can’t afford home renovations because they’re spending too much on avocado toast and activated charcoal smoothies. Priorities, right? If this sounds like you, help is on the way. Some of the biggest names in real estate will admit that no house is perfect—just ask Chip and Joanna Gaines. There’s always room for tinkering and improvement. Perhaps it’s a drippy water pipe or a slanted doorway, or maybe the living room needs a new paint job. These are the easiest ways to fund your home renovations.
Welcome to Adulting 101—a lesson on how to make it on your own after college. People often say the college years will be the best years of your life, but they don’t explain why. Let’s be honest: The best part of attending college or university is living life at the meeting point of childhood and adulthood. This article isn’t meant to intimidate you, but rather to prepare you for what happens after graduation. College may be over, but Adulting 101 might be your most important class, yet.
Buying a car in the Pacific Northwest has never been easier to do yourself. Whether it’s an upgrade or a first-time purchase, we have the need-to-know info to make your shopping experience as simple as possible. Hopefully, by following these five steps, you can shift gears into that peaceful PNW state of mind without coming across too many speed bumps.
So you’ve found yourself with a less-than-desirable credit score—or perhaps no credit at all. In a previous article, we covered the importance and benefits of building credit as soon as possible. To follow up, here are tips on how to do just that. Read on to learn how to build credit.
Can you remember the first time you opened a bank account? Seems like forever ago, right? It’s such an everyday occurrence that sometimes people forget what a bank account actually entails. What are the pros? Are there any cons? What are the need-to-know bits and pieces of opening a bank account? In this article, we’ll explore the types of questions you should ask.
We can’t all be like Bill Gates. According to CNN, approximately 25 million Americans live paycheck to paycheck. When money is tight, saving even the smallest amount can seem like a monumental task if you’re just trying to get by. How do you save money on a minimum-wage paycheck or lower salary? When it comes to managing your finances, it’s important to think about the future more so now than ever. Even on a lower salary, you can save little by little. Here’s how:
If there’s one thing we can all agree on, it’s that paying off student loans isn’t fun. The process may evoke a mix of unfavorable emotions—but that’s where we come in. Let this blog take on the form of meditation, a hot bath, heck, even online shopping if that’s how you blow off steam. There is a faster and more convenient way to pay off student loans, and here are some tips for doing it.