iQ Credit Union Blog

Budgeting for Your Next Career Move

When changing careers, planning is everything. Whether you’re making a planned leap into your dream job or searching ...

Your Guide to Preparing for and Making Student Loan Payments

In October 2023, student loan repayments began after a three-year gap for more than 40 million borrowers.

What Is a Credit Score, and How Is It Calculated?

Activate the Power of Early Savings: When Should You Start Saving for Retirement?

Master Your Financial Future! The Best Way to Build Credit

Dollars and Dorms: Budgeting for College Students Made Easy

What’s the Difference Between Overdraft and NSF Banking and Credit Union Fees?

Managing your finances can be a daunting task, but it is essential to ensure your financial well-being.

The Importance of Travel Insurance: Protect Your Adventures

Understanding Credit Union Credit Cards vs. Debit Cards: iQ Credit Union's Comprehensive Guide

It's important to understand the differences between credit and debit cards, how they work, and when to use them in ...

Bank vs. Credit Union: What’s the Difference?

In 2022, there were just over 4,000 commercial banks operating in the United States, and nearly 5,000 federally insured ...

You’ve Done Your Taxes—Now What?

Albert Einstein once quipped, “the hardest thing in the world to understand is the income tax.” Everyone must file an ...

How to Diversify Your Money: Pros and Cons of Different Strategies

Saving money is a skill we learn early in life. Children start saving with a piggy bank and then graduate to a savings ...

5 Ways to Improve Your Financial Wellness

Your physical wellness is how you feel at any given moment. Financial wellness is similar but reflects your concerns ...

How to Build a Savings Account in 8 Easy Steps

We all want to save money and pad our bank accounts for retirement. Unfortunately, it’s easy for savings to vanish long ...

How to Avoid Overdraft Fees: Ways to Protect Your Account

No matter how skilled you are at budgeting, everyone runs short of money from time to time. Part of budgeting is ...

Children's Financial Literacy 101: How to Teach Your Kids About Money

People are generally uncomfortable talking about money, especially with their families. But children’s financial ...

The Relationship Between Asset Allocation and Investment Time Horizon

Whether you are saving for a car, a new home, or are planning for retirement, it’s important to understand how to ...

How to Look Out for an Online Bank Scam

The internet has become an essential tool for everyone, especially during the pandemic. According to Pew Research ...

How to Avoid Bankruptcy and Understanding its Alternatives

There will be times in your life when you will be short of funds. You may be unemployed or have a personal disaster ...

Long-Term Care Is Changing: Here Is What You Need to Know, Now

Long-term care should be part of everyone’s retirement planning. Just as everyone should have a retirement fund, ...

How Credit Unions Better The College Experience

When your kids go away to college, it’s usually the first time they have truly been out on their own. That also means ...

Mortgage Rate Perks with iQCU

Buying a house is probably the biggest financial commitment you will make in your lifetime, which is why finding the ...

How to Become Financially Independent: 7 Steps to Get You Started

Financial independence is something everyone strives to achieve. You want to have a solid financial foundation so you ...

How to Achieve Financial Freedom

Too many of us worry about making enough money to pay bills and stave off mounting debt. Rather than focusing on making ...

Budgeting for when your Children Say 'I Do'

Wedding season is upon us. Many couples who had planned to get married in 2020 put their nuptial plans on hold because ...

Just Married: Financial Tips and Advice for Newlyweds

When you first get engaged, there is so much to think about. In addition to the plans for the wedding and the ...

Marriage and Money: 8 Financial Tips for Couples Before Saying 'I Do'

You found the love of your life and you can’t wait to get married. However, you don’t want to get so caught up in your ...

How to Attend Weddings on a Budget

Spring is the time when the weather gets warmer, flowers bloom, and people get married. Spring is traditionally the ...

How to Travel on a Budget: Quick Tips

After the pandemic lockdown of 2020 everyone is anxious to get out and explore. The vacation travel plans canceled last ...